STATE STREET BANK&TRUST CO
QUINCY, ILLINOIS · FDIC Cert #14857
Capital & Safety Analysis
According to FDIC financial data, STATE STREET BANK&TRUST CO holds a Tier 1 capital ratio of 10.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE STREET BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE STREET BANK&TRUST CO shows strong financial health indicators. With $322M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE STREET BANK&TRUST CO has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 10.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE STREET BANK&TRUST CO holds $322M in total assets and $292M in total deposits. It is located in QUINCY, ILLINOIS (FDIC Certificate #14857).
STATE STREET BANK&TRUST CO has a Tier 1 capital ratio of 10.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 1.79%.
Yes. STATE STREET BANK&TRUST CO is FDIC-insured (Certificate #14857). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.