STATE NEBRASKA BANK&TRUST
WAYNE, NEBRASKA · FDIC Cert #5490
Capital & Safety Analysis
According to FDIC financial data, STATE NEBRASKA BANK&TRUST holds a Tier 1 capital ratio of 13.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE NEBRASKA BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE NEBRASKA BANK&TRUST shows strong financial health indicators. With $245M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE NEBRASKA BANK&TRUST has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 13.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE NEBRASKA BANK&TRUST holds $245M in total assets and $204M in total deposits. It is located in WAYNE, NEBRASKA (FDIC Certificate #5490).
STATE NEBRASKA BANK&TRUST has a Tier 1 capital ratio of 13.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.05%, and the return on assets is 0.48%.
Yes. STATE NEBRASKA BANK&TRUST is FDIC-insured (Certificate #5490). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.