STATE BANK&TRUST OF KENMARE
KENMARE, NORTH DAKOTA · FDIC Cert #2057
Capital & Safety Analysis
According to FDIC financial data, STATE BANK&TRUST OF KENMARE holds a Tier 1 capital ratio of 15.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK&TRUST OF KENMARE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK&TRUST OF KENMARE shows strong financial health indicators. With $173M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK&TRUST OF KENMARE has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 15.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK&TRUST OF KENMARE holds $173M in total assets and $159M in total deposits. It is located in KENMARE, NORTH DAKOTA (FDIC Certificate #2057).
STATE BANK&TRUST OF KENMARE has a Tier 1 capital ratio of 15.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.77%, and the return on assets is 0.52%.
Yes. STATE BANK&TRUST OF KENMARE is FDIC-insured (Certificate #2057). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.