STATE BANK OF WHITTINGTON
BENTON, ILLINOIS · FDIC Cert #19689
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF WHITTINGTON holds a Tier 1 capital ratio of 14.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF WHITTINGTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF WHITTINGTON shows strong financial health indicators. With $175M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF WHITTINGTON has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 14.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF WHITTINGTON holds $175M in total assets and $156M in total deposits. It is located in BENTON, ILLINOIS (FDIC Certificate #19689).
STATE BANK OF WHITTINGTON has a Tier 1 capital ratio of 14.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 1.13%.
Yes. STATE BANK OF WHITTINGTON is FDIC-insured (Certificate #19689). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.