STATE BANK OF GENEVA
GENEVA, ILLINOIS · FDIC Cert #925
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF GENEVA holds a Tier 1 capital ratio of 19.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF GENEVA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF GENEVA shows strong financial health indicators. With $108M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF GENEVA has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 19.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF GENEVA holds $108M in total assets and $93M in total deposits. It is located in GENEVA, ILLINOIS (FDIC Certificate #925).
STATE BANK OF GENEVA has a Tier 1 capital ratio of 19.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 1.08%.
Yes. STATE BANK OF GENEVA is FDIC-insured (Certificate #925). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.