STATE BANK OF BOTTINEAU
BOTTINEAU, NORTH DAKOTA · FDIC Cert #9121
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF BOTTINEAU holds a Tier 1 capital ratio of 9.25%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF BOTTINEAU has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF BOTTINEAU shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF BOTTINEAU has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 9.25%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF BOTTINEAU holds $106M in total assets and $93M in total deposits. It is located in BOTTINEAU, NORTH DAKOTA (FDIC Certificate #9121).
STATE BANK OF BOTTINEAU has a Tier 1 capital ratio of 9.25%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.51%.
Yes. STATE BANK OF BOTTINEAU is FDIC-insured (Certificate #9121). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.