ST LANDRY BANK&TRUST CO
OPELOUSAS, LOUISIANA · FDIC Cert #8534
Capital & Safety Analysis
According to FDIC financial data, ST LANDRY BANK&TRUST CO holds a Tier 1 capital ratio of 26.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ST LANDRY BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ST LANDRY BANK&TRUST CO shows strong financial health indicators. With $297M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ST LANDRY BANK&TRUST CO has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 26.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ST LANDRY BANK&TRUST CO holds $297M in total assets and $273M in total deposits. It is located in OPELOUSAS, LOUISIANA (FDIC Certificate #8534).
ST LANDRY BANK&TRUST CO has a Tier 1 capital ratio of 26.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.56%, and the return on assets is 0.52%.
Yes. ST LANDRY BANK&TRUST CO is FDIC-insured (Certificate #8534). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.