SSB COMMUNITY BANK
STRASBURG, OHIO · FDIC Cert #29858
Capital & Safety Analysis
According to FDIC financial data, SSB COMMUNITY BANK holds a Tier 1 capital ratio of 9.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SSB COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SSB COMMUNITY BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SSB COMMUNITY BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 9.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SSB COMMUNITY BANK holds $249M in total assets and $230M in total deposits. It is located in STRASBURG, OHIO (FDIC Certificate #29858).
SSB COMMUNITY BANK has a Tier 1 capital ratio of 9.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 1.21%.
Yes. SSB COMMUNITY BANK is FDIC-insured (Certificate #29858). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.