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BankHealth

SSB BANK

PITTSBURGH, PENNSYLVANIA · FDIC Cert #30431

C
Health Score
52/100
$308M
Total Assets
$260M
Total Deposits
10.07%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SSB BANK holds a Tier 1 capital ratio of 10.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SSB BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.73%
Nonperforming Loans
Moderate — some loan stress
9.79%
Liquidity Ratio
Low — potential liquidity stress
0.98%
Return on Assets
Low profitability
$260M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SSB BANK shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SSB BANK has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 10.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SSB BANK holds $308M in total assets and $260M in total deposits. It is located in PITTSBURGH, PENNSYLVANIA (FDIC Certificate #30431).

SSB BANK has a Tier 1 capital ratio of 10.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.73%, and the return on assets is 0.98%.

Yes. SSB BANK is FDIC-insured (Certificate #30431). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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