SOUTH LOUISIANA BANK
HOUMA, LOUISIANA · FDIC Cert #23144
Capital & Safety Analysis
According to FDIC financial data, SOUTH LOUISIANA BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SOUTH LOUISIANA BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SOUTH LOUISIANA BANK shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOUTH LOUISIANA BANK has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOUTH LOUISIANA BANK holds $700M in total assets and $605M in total deposits. It is located in HOUMA, LOUISIANA (FDIC Certificate #23144).
SOUTH LOUISIANA BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 1.51%.
Yes. SOUTH LOUISIANA BANK is FDIC-insured (Certificate #23144). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.