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BankHealth

SLOVENIAN S&LA FRANKLIN-CONE

CONEMAUGH, PENNSYLVANIA · FDIC Cert #31994

C
Health Score
51/100
$175M
Total Assets
$158M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, SLOVENIAN S&LA FRANKLIN-CONE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SLOVENIAN S&LA FRANKLIN-CONE to additional regulatory scrutiny.

Key Financial Metrics

0.76%
Nonperforming Loans
Low — healthy loan portfolio
33.27%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.25%
Return on Assets
Negative — losing money
$158M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SLOVENIAN S&LA FRANKLIN-CONE shows average financial health. While not alarming, its Health Score of 51/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SLOVENIAN S&LA FRANKLIN-CONE has a Bank Health Score of C (51/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SLOVENIAN S&LA FRANKLIN-CONE holds $175M in total assets and $158M in total deposits. It is located in CONEMAUGH, PENNSYLVANIA (FDIC Certificate #31994).

SLOVENIAN S&LA FRANKLIN-CONE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.76%, and the return on assets is -0.25%.

Yes. SLOVENIAN S&LA FRANKLIN-CONE is FDIC-insured (Certificate #31994). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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