SJN BANK OF KANSAS
SAINT JOHN, KANSAS · FDIC Cert #4766
Capital & Safety Analysis
According to FDIC financial data, SJN BANK OF KANSAS holds a Tier 1 capital ratio of 13.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SJN BANK OF KANSAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SJN BANK OF KANSAS shows strong financial health indicators. With $261M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SJN BANK OF KANSAS has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SJN BANK OF KANSAS holds $261M in total assets and $187M in total deposits. It is located in SAINT JOHN, KANSAS (FDIC Certificate #4766).
SJN BANK OF KANSAS has a Tier 1 capital ratio of 13.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is -0.10%.
Yes. SJN BANK OF KANSAS is FDIC-insured (Certificate #4766). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.