SILVER LAKE BANK
TOPEKA, KANSAS · FDIC Cert #15323
Capital & Safety Analysis
According to FDIC financial data, SILVER LAKE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SILVER LAKE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SILVER LAKE BANK shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SILVER LAKE BANK has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SILVER LAKE BANK holds $490M in total assets and $398M in total deposits. It is located in TOPEKA, KANSAS (FDIC Certificate #15323).
SILVER LAKE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.23%.
Yes. SILVER LAKE BANK is FDIC-insured (Certificate #15323). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.