SILEX BANKING CO
SILEX, MISSOURI · FDIC Cert #14178
Capital & Safety Analysis
According to FDIC financial data, SILEX BANKING CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SILEX BANKING CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SILEX BANKING CO shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SILEX BANKING CO has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SILEX BANKING CO holds $94M in total assets and $82M in total deposits. It is located in SILEX, MISSOURI (FDIC Certificate #14178).
SILEX BANKING CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.14%.
Yes. SILEX BANKING CO is FDIC-insured (Certificate #14178). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.