SHINHAN BANK AMERICA
NEW YORK, NEW YORK · FDIC Cert #33188
Capital & Safety Analysis
According to FDIC financial data, SHINHAN BANK AMERICA holds a Tier 1 capital ratio of 15.35%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SHINHAN BANK AMERICA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SHINHAN BANK AMERICA shows strong financial health indicators. With $1.7B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SHINHAN BANK AMERICA has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 15.35%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SHINHAN BANK AMERICA holds $1.7B in total assets and $1.4B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #33188).
SHINHAN BANK AMERICA has a Tier 1 capital ratio of 15.35%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 0.14%.
Yes. SHINHAN BANK AMERICA is FDIC-insured (Certificate #33188). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.