SHERWOOD COMMUNITY BANK
CREIGHTON, MISSOURI · FDIC Cert #1612
Capital & Safety Analysis
According to FDIC financial data, SHERWOOD COMMUNITY BANK holds a Tier 1 capital ratio of 11.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SHERWOOD COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SHERWOOD COMMUNITY BANK shows strong financial health indicators. With $78M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SHERWOOD COMMUNITY BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 11.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SHERWOOD COMMUNITY BANK holds $78M in total assets and $63M in total deposits. It is located in CREIGHTON, MISSOURI (FDIC Certificate #1612).
SHERWOOD COMMUNITY BANK has a Tier 1 capital ratio of 11.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.19%, and the return on assets is 0.33%.
Yes. SHERWOOD COMMUNITY BANK is FDIC-insured (Certificate #1612). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.