SHELL LAKE STATE BANK
SHELL LAKE, WISCONSIN · FDIC Cert #14911
Capital & Safety Analysis
According to FDIC financial data, SHELL LAKE STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SHELL LAKE STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SHELL LAKE STATE BANK shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SHELL LAKE STATE BANK has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SHELL LAKE STATE BANK holds $335M in total assets and $280M in total deposits. It is located in SHELL LAKE, WISCONSIN (FDIC Certificate #14911).
SHELL LAKE STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.92%.
Yes. SHELL LAKE STATE BANK is FDIC-insured (Certificate #14911). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.