SECURITY BANK S B
SPRINGFIELD, ILLINOIS · FDIC Cert #27723
Capital & Safety Analysis
According to FDIC financial data, SECURITY BANK S B holds a Tier 1 capital ratio of 16.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECURITY BANK S B has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SECURITY BANK S B shows strong financial health indicators. With $219M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SECURITY BANK S B has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 16.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SECURITY BANK S B holds $219M in total assets and $205M in total deposits. It is located in SPRINGFIELD, ILLINOIS (FDIC Certificate #27723).
SECURITY BANK S B has a Tier 1 capital ratio of 16.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.85%, and the return on assets is 0.60%.
Yes. SECURITY BANK S B is FDIC-insured (Certificate #27723). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.