SAVANNAH BANK NATIONAL ASSN
SAVANNAH, NEW YORK · FDIC Cert #14619
Capital & Safety Analysis
According to FDIC financial data, SAVANNAH BANK NATIONAL ASSN holds a Tier 1 capital ratio of 16.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SAVANNAH BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SAVANNAH BANK NATIONAL ASSN shows strong financial health indicators. With $172M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SAVANNAH BANK NATIONAL ASSN has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 16.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SAVANNAH BANK NATIONAL ASSN holds $172M in total assets and $158M in total deposits. It is located in SAVANNAH, NEW YORK (FDIC Certificate #14619).
SAVANNAH BANK NATIONAL ASSN has a Tier 1 capital ratio of 16.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.48%, and the return on assets is 0.52%.
Yes. SAVANNAH BANK NATIONAL ASSN is FDIC-insured (Certificate #14619). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.