SAUK VALLEY BANK&TRUST CO
STERLING, ILLINOIS · FDIC Cert #35131
Capital & Safety Analysis
According to FDIC financial data, SAUK VALLEY BANK&TRUST CO holds a Tier 1 capital ratio of 11.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SAUK VALLEY BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SAUK VALLEY BANK&TRUST CO shows strong financial health indicators. With $671M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SAUK VALLEY BANK&TRUST CO has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SAUK VALLEY BANK&TRUST CO holds $671M in total assets and $580M in total deposits. It is located in STERLING, ILLINOIS (FDIC Certificate #35131).
SAUK VALLEY BANK&TRUST CO has a Tier 1 capital ratio of 11.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.24%, and the return on assets is 0.83%.
Yes. SAUK VALLEY BANK&TRUST CO is FDIC-insured (Certificate #35131). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.