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BankHealth

SANTA ANNA NATIONAL BANK

SANTA ANNA, TEXAS · FDIC Cert #5520

C
Health Score
61/100
$63M
Total Assets
$57M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, SANTA ANNA NATIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SANTA ANNA NATIONAL BANK to additional regulatory scrutiny.

Key Financial Metrics

0.47%
Nonperforming Loans
Low — healthy loan portfolio
29.23%
Liquidity Ratio
Strong — can meet withdrawal demands
1.97%
Return on Assets
Profitable — earning well on assets
$57M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SANTA ANNA NATIONAL BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SANTA ANNA NATIONAL BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SANTA ANNA NATIONAL BANK holds $63M in total assets and $57M in total deposits. It is located in SANTA ANNA, TEXAS (FDIC Certificate #5520).

SANTA ANNA NATIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 1.97%.

Yes. SANTA ANNA NATIONAL BANK is FDIC-insured (Certificate #5520). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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