ROYAL BANKS OF MISSOURI
UNIVERSITY CITY, MISSOURI · FDIC Cert #19512
Capital & Safety Analysis
According to FDIC financial data, ROYAL BANKS OF MISSOURI holds a Tier 1 capital ratio of 14.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROYAL BANKS OF MISSOURI has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ROYAL BANKS OF MISSOURI shows strong financial health indicators. With $1.0B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROYAL BANKS OF MISSOURI has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 14.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROYAL BANKS OF MISSOURI holds $1.0B in total assets and $878M in total deposits. It is located in UNIVERSITY CITY, MISSOURI (FDIC Certificate #19512).
ROYAL BANKS OF MISSOURI has a Tier 1 capital ratio of 14.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 1.06%.
Yes. ROYAL BANKS OF MISSOURI is FDIC-insured (Certificate #19512). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.