ROCKY MOUNTAIN BANK&TRUST
FLORENCE, COLORADO · FDIC Cert #3019
Capital & Safety Analysis
According to FDIC financial data, ROCKY MOUNTAIN BANK&TRUST holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ROCKY MOUNTAIN BANK&TRUST to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
ROCKY MOUNTAIN BANK&TRUST shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROCKY MOUNTAIN BANK&TRUST has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROCKY MOUNTAIN BANK&TRUST holds $120M in total assets and $99M in total deposits. It is located in FLORENCE, COLORADO (FDIC Certificate #3019).
ROCKY MOUNTAIN BANK&TRUST has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 1.19%.
Yes. ROCKY MOUNTAIN BANK&TRUST is FDIC-insured (Certificate #3019). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.