ROBERT LEE STATE BANK
ROBERT LEE, TEXAS · FDIC Cert #15442
Capital & Safety Analysis
According to FDIC financial data, ROBERT LEE STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ROBERT LEE STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
ROBERT LEE STATE BANK shows average financial health. While not alarming, its Health Score of 51/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROBERT LEE STATE BANK has a Bank Health Score of C (51/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROBERT LEE STATE BANK holds $45M in total assets and $41M in total deposits. It is located in ROBERT LEE, TEXAS (FDIC Certificate #15442).
ROBERT LEE STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.43%, and the return on assets is 0.77%.
Yes. ROBERT LEE STATE BANK is FDIC-insured (Certificate #15442). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.