RIVERSIDE BANK
SPARKMAN, ARKANSAS · FDIC Cert #93
Capital & Safety Analysis
According to FDIC financial data, RIVERSIDE BANK holds a Tier 1 capital ratio of 12.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIVERSIDE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RIVERSIDE BANK shows strong financial health indicators. With $60M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVERSIDE BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 12.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVERSIDE BANK holds $60M in total assets and $51M in total deposits. It is located in SPARKMAN, ARKANSAS (FDIC Certificate #93).
RIVERSIDE BANK has a Tier 1 capital ratio of 12.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.47%.
Yes. RIVERSIDE BANK is FDIC-insured (Certificate #93). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.