RIVERHILLS BANK
MILFORD, OHIO · FDIC Cert #6662
Capital & Safety Analysis
According to FDIC financial data, RIVERHILLS BANK holds a Tier 1 capital ratio of 11.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIVERHILLS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RIVERHILLS BANK shows strong financial health indicators. With $316M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVERHILLS BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 11.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVERHILLS BANK holds $316M in total assets and $244M in total deposits. It is located in MILFORD, OHIO (FDIC Certificate #6662).
RIVERHILLS BANK has a Tier 1 capital ratio of 11.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 1.24%.
Yes. RIVERHILLS BANK is FDIC-insured (Certificate #6662). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.