RESOURCE BANK NATIONAL ASSN
DEKALB, ILLINOIS · FDIC Cert #3701
Capital & Safety Analysis
According to FDIC financial data, RESOURCE BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RESOURCE BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RESOURCE BANK NATIONAL ASSN shows strong financial health indicators. With $825M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RESOURCE BANK NATIONAL ASSN has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 12.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RESOURCE BANK NATIONAL ASSN holds $825M in total assets and $730M in total deposits. It is located in DEKALB, ILLINOIS (FDIC Certificate #3701).
RESOURCE BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.48%, and the return on assets is 1.04%.
Yes. RESOURCE BANK NATIONAL ASSN is FDIC-insured (Certificate #3701). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.