Skip to main content
BankHealth

RELYANCE BANK

WHITE HALL, ARKANSAS · FDIC Cert #19371

B
Health Score
73/100
$1.4B
Total Assets
$1.2B
Total Deposits
12.90%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, RELYANCE BANK holds a Tier 1 capital ratio of 12.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RELYANCE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.02%
Nonperforming Loans
Low — healthy loan portfolio
12.30%
Liquidity Ratio
Adequate liquidity
1.04%
Return on Assets
Profitable — earning well on assets
$1.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

RELYANCE BANK shows strong financial health indicators. With $1.4B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

RELYANCE BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 12.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

RELYANCE BANK holds $1.4B in total assets and $1.2B in total deposits. It is located in WHITE HALL, ARKANSAS (FDIC Certificate #19371).

RELYANCE BANK has a Tier 1 capital ratio of 12.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.04%.

Yes. RELYANCE BANK is FDIC-insured (Certificate #19371). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: