R BANK
ROUND ROCK, TEXAS · FDIC Cert #58935
Capital & Safety Analysis
According to FDIC financial data, R BANK holds a Tier 1 capital ratio of 10.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning R BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
R BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
R BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 10.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
R BANK holds $1.0B in total assets and $901M in total deposits. It is located in ROUND ROCK, TEXAS (FDIC Certificate #58935).
R BANK has a Tier 1 capital ratio of 10.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.72%, and the return on assets is -0.15%.
Yes. R BANK is FDIC-insured (Certificate #58935). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.