QUAINT OAK BANK
SOUTHAMPTON, PENNSYLVANIA · FDIC Cert #35497
Capital & Safety Analysis
According to FDIC financial data, QUAINT OAK BANK holds a Tier 1 capital ratio of 12.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning QUAINT OAK BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
QUAINT OAK BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
QUAINT OAK BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 12.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
QUAINT OAK BANK holds $701M in total assets and $583M in total deposits. It is located in SOUTHAMPTON, PENNSYLVANIA (FDIC Certificate #35497).
QUAINT OAK BANK has a Tier 1 capital ratio of 12.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.42%, and the return on assets is 0.72%.
Yes. QUAINT OAK BANK is FDIC-insured (Certificate #35497). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.