PUTNAM COUNTY BANK
HURRICANE, WEST VIRGINIA · FDIC Cert #15243
Capital & Safety Analysis
According to FDIC financial data, PUTNAM COUNTY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PUTNAM COUNTY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PUTNAM COUNTY BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PUTNAM COUNTY BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PUTNAM COUNTY BANK holds $627M in total assets and $540M in total deposits. It is located in HURRICANE, WEST VIRGINIA (FDIC Certificate #15243).
PUTNAM COUNTY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 0.87%.
Yes. PUTNAM COUNTY BANK is FDIC-insured (Certificate #15243). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.