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BankHealth

PREVAIL BANK

MEDFORD, WISCONSIN · FDIC Cert #29294

A
Health Score
84/100
$953M
Total Assets
$694M
Total Deposits
19.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PREVAIL BANK holds a Tier 1 capital ratio of 19.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PREVAIL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.14%
Nonperforming Loans
Low — healthy loan portfolio
22.82%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.05%
Return on Assets
Negative — losing money
$694M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PREVAIL BANK shows strong financial health indicators. With $953M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PREVAIL BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 19.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PREVAIL BANK holds $953M in total assets and $694M in total deposits. It is located in MEDFORD, WISCONSIN (FDIC Certificate #29294).

PREVAIL BANK has a Tier 1 capital ratio of 19.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is -0.05%.

Yes. PREVAIL BANK is FDIC-insured (Certificate #29294). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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