PRAIRIE COMMUNITY BANK
MARENGO, ILLINOIS · FDIC Cert #34526
Capital & Safety Analysis
According to FDIC financial data, PRAIRIE COMMUNITY BANK holds a Tier 1 capital ratio of 13.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRAIRIE COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PRAIRIE COMMUNITY BANK shows strong financial health indicators. With $167M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRAIRIE COMMUNITY BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 13.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRAIRIE COMMUNITY BANK holds $167M in total assets and $151M in total deposits. It is located in MARENGO, ILLINOIS (FDIC Certificate #34526).
PRAIRIE COMMUNITY BANK has a Tier 1 capital ratio of 13.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.00%, and the return on assets is 0.67%.
Yes. PRAIRIE COMMUNITY BANK is FDIC-insured (Certificate #34526). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.