Skip to main content
BankHealth

PORT WASHINGTON STATE BANK

PORT WASHINGTON, WISCONSIN · FDIC Cert #8698

A
Health Score
85/100
$903M
Total Assets
$819M
Total Deposits
12.54%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PORT WASHINGTON STATE BANK holds a Tier 1 capital ratio of 12.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PORT WASHINGTON STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.19%
Nonperforming Loans
Low — healthy loan portfolio
30.24%
Liquidity Ratio
Strong — can meet withdrawal demands
0.25%
Return on Assets
Low profitability
$819M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PORT WASHINGTON STATE BANK shows strong financial health indicators. With $903M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PORT WASHINGTON STATE BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PORT WASHINGTON STATE BANK holds $903M in total assets and $819M in total deposits. It is located in PORT WASHINGTON, WISCONSIN (FDIC Certificate #8698).

PORT WASHINGTON STATE BANK has a Tier 1 capital ratio of 12.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 0.25%.

Yes. PORT WASHINGTON STATE BANK is FDIC-insured (Certificate #8698). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: