POCA VALLEY BANK INC
WALTON, WEST VIRGINIA · FDIC Cert #11952
Capital & Safety Analysis
According to FDIC financial data, POCA VALLEY BANK INC holds a Tier 1 capital ratio of 11.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning POCA VALLEY BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
POCA VALLEY BANK INC shows strong financial health indicators. With $576M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
POCA VALLEY BANK INC has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
POCA VALLEY BANK INC holds $576M in total assets and $531M in total deposits. It is located in WALTON, WEST VIRGINIA (FDIC Certificate #11952).
POCA VALLEY BANK INC has a Tier 1 capital ratio of 11.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.62%.
Yes. POCA VALLEY BANK INC is FDIC-insured (Certificate #11952). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.