PLAINSCAPITAL BANK
UNIVERSITY PARK, TEXAS · FDIC Cert #17491
Capital & Safety Analysis
According to FDIC financial data, PLAINSCAPITAL BANK holds a Tier 1 capital ratio of 15.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PLAINSCAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PLAINSCAPITAL BANK shows strong financial health indicators. With $12.7B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PLAINSCAPITAL BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 15.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PLAINSCAPITAL BANK holds $12.7B in total assets and $10.4B in total deposits. It is located in UNIVERSITY PARK, TEXAS (FDIC Certificate #17491).
PLAINSCAPITAL BANK has a Tier 1 capital ratio of 15.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.51%, and the return on assets is 0.98%.
Yes. PLAINSCAPITAL BANK is FDIC-insured (Certificate #17491). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.