PILLAR BANK
BALDWIN, WISCONSIN · FDIC Cert #5336
Capital & Safety Analysis
According to FDIC financial data, PILLAR BANK holds a Tier 1 capital ratio of 13.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PILLAR BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PILLAR BANK shows strong financial health indicators. With $258M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PILLAR BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 13.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PILLAR BANK holds $258M in total assets and $189M in total deposits. It is located in BALDWIN, WISCONSIN (FDIC Certificate #5336).
PILLAR BANK has a Tier 1 capital ratio of 13.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.78%, and the return on assets is 0.54%.
Yes. PILLAR BANK is FDIC-insured (Certificate #5336). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.