PHOENIXVILLE FEDERAL B&T
PHOENIXVILLE, PENNSYLVANIA · FDIC Cert #29995
Capital & Safety Analysis
According to FDIC financial data, PHOENIXVILLE FEDERAL B&T holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PHOENIXVILLE FEDERAL B&T to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PHOENIXVILLE FEDERAL B&T shows some financial weakness with a Health Score of 41/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PHOENIXVILLE FEDERAL B&T has a Bank Health Score of D (41/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PHOENIXVILLE FEDERAL B&T holds $662M in total assets and $536M in total deposits. It is located in PHOENIXVILLE, PENNSYLVANIA (FDIC Certificate #29995).
PHOENIXVILLE FEDERAL B&T has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 0.57%.
Yes. PHOENIXVILLE FEDERAL B&T is FDIC-insured (Certificate #29995). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.