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BankHealth

PEOPLES NB OF KEWANEE

KEWANEE, ILLINOIS · FDIC Cert #926

B
Health Score
75/100
$556M
Total Assets
$500M
Total Deposits
14.24%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PEOPLES NB OF KEWANEE holds a Tier 1 capital ratio of 14.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES NB OF KEWANEE has a strong buffer to absorb potential losses.

Key Financial Metrics

2.98%
Nonperforming Loans
Moderate — some loan stress
66.19%
Liquidity Ratio
Strong — can meet withdrawal demands
0.78%
Return on Assets
Low profitability
$500M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PEOPLES NB OF KEWANEE shows strong financial health indicators. With $556M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PEOPLES NB OF KEWANEE has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 14.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PEOPLES NB OF KEWANEE holds $556M in total assets and $500M in total deposits. It is located in KEWANEE, ILLINOIS (FDIC Certificate #926).

PEOPLES NB OF KEWANEE has a Tier 1 capital ratio of 14.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.98%, and the return on assets is 0.78%.

Yes. PEOPLES NB OF KEWANEE is FDIC-insured (Certificate #926). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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