PEOPLES FIRST SAVINGS BANK
MASON, OHIO · FDIC Cert #30688
Capital & Safety Analysis
According to FDIC financial data, PEOPLES FIRST SAVINGS BANK holds a Tier 1 capital ratio of 13.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES FIRST SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES FIRST SAVINGS BANK shows strong financial health indicators. With $101M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES FIRST SAVINGS BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 13.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES FIRST SAVINGS BANK holds $101M in total assets and $79M in total deposits. It is located in MASON, OHIO (FDIC Certificate #30688).
PEOPLES FIRST SAVINGS BANK has a Tier 1 capital ratio of 13.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.40%.
Yes. PEOPLES FIRST SAVINGS BANK is FDIC-insured (Certificate #30688). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.