PEOPLES BK OF MONITEAU CNTY
JAMESTOWN, MISSOURI · FDIC Cert #15792
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BK OF MONITEAU CNTY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PEOPLES BK OF MONITEAU CNTY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PEOPLES BK OF MONITEAU CNTY shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BK OF MONITEAU CNTY has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BK OF MONITEAU CNTY holds $73M in total assets and $63M in total deposits. It is located in JAMESTOWN, MISSOURI (FDIC Certificate #15792).
PEOPLES BK OF MONITEAU CNTY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.02%, and the return on assets is 1.37%.
Yes. PEOPLES BK OF MONITEAU CNTY is FDIC-insured (Certificate #15792). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.