PEOPLES BANK OF ALTENBURG
ALTENBURG, MISSOURI · FDIC Cert #12226
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK OF ALTENBURG holds a Tier 1 capital ratio of 12.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES BANK OF ALTENBURG has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK OF ALTENBURG shows strong financial health indicators. With $89M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK OF ALTENBURG has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK OF ALTENBURG holds $89M in total assets and $68M in total deposits. It is located in ALTENBURG, MISSOURI (FDIC Certificate #12226).
PEOPLES BANK OF ALTENBURG has a Tier 1 capital ratio of 12.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.83%.
Yes. PEOPLES BANK OF ALTENBURG is FDIC-insured (Certificate #12226). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.