PENNIAN BANK
MIFFLINTOWN, PENNSYLVANIA · FDIC Cert #7613
Capital & Safety Analysis
According to FDIC financial data, PENNIAN BANK holds a Tier 1 capital ratio of 13.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PENNIAN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PENNIAN BANK shows strong financial health indicators. With $708M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PENNIAN BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 13.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PENNIAN BANK holds $708M in total assets and $585M in total deposits. It is located in MIFFLINTOWN, PENNSYLVANIA (FDIC Certificate #7613).
PENNIAN BANK has a Tier 1 capital ratio of 13.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.18%, and the return on assets is 0.11%.
Yes. PENNIAN BANK is FDIC-insured (Certificate #7613). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.