PENDLETON COMMUNITY BANK INC
FRANKLIN, WEST VIRGINIA · FDIC Cert #6176
Capital & Safety Analysis
According to FDIC financial data, PENDLETON COMMUNITY BANK INC holds a Tier 1 capital ratio of 10.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PENDLETON COMMUNITY BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PENDLETON COMMUNITY BANK INC shows strong financial health indicators. With $765M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PENDLETON COMMUNITY BANK INC has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PENDLETON COMMUNITY BANK INC holds $765M in total assets and $652M in total deposits. It is located in FRANKLIN, WEST VIRGINIA (FDIC Certificate #6176).
PENDLETON COMMUNITY BANK INC has a Tier 1 capital ratio of 10.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.72%.
Yes. PENDLETON COMMUNITY BANK INC is FDIC-insured (Certificate #6176). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.