PATRIOTS BANK
GARNETT, KANSAS · FDIC Cert #18019
Capital & Safety Analysis
According to FDIC financial data, PATRIOTS BANK holds a Tier 1 capital ratio of 10.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PATRIOTS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PATRIOTS BANK shows strong financial health indicators. With $241M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PATRIOTS BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 10.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PATRIOTS BANK holds $241M in total assets and $210M in total deposits. It is located in GARNETT, KANSAS (FDIC Certificate #18019).
PATRIOTS BANK has a Tier 1 capital ratio of 10.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.39%.
Yes. PATRIOTS BANK is FDIC-insured (Certificate #18019). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.