PARKSIDE FINANCIAL B&T
CLAYTON, MISSOURI · FDIC Cert #58796
Capital & Safety Analysis
According to FDIC financial data, PARKSIDE FINANCIAL B&T holds a Tier 1 capital ratio of 11.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PARKSIDE FINANCIAL B&T has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PARKSIDE FINANCIAL B&T shows strong financial health indicators. With $1.0B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PARKSIDE FINANCIAL B&T has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PARKSIDE FINANCIAL B&T holds $1.0B in total assets and $877M in total deposits. It is located in CLAYTON, MISSOURI (FDIC Certificate #58796).
PARKSIDE FINANCIAL B&T has a Tier 1 capital ratio of 11.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 1.03%.
Yes. PARKSIDE FINANCIAL B&T is FDIC-insured (Certificate #58796). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.