PARK STATE BANK&TRUST
WOODLAND PARK, COLORADO · FDIC Cert #19381
Capital & Safety Analysis
According to FDIC financial data, PARK STATE BANK&TRUST holds a Tier 1 capital ratio of 16.30%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PARK STATE BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PARK STATE BANK&TRUST shows strong financial health indicators. With $138M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PARK STATE BANK&TRUST has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 16.30%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PARK STATE BANK&TRUST holds $138M in total assets and $124M in total deposits. It is located in WOODLAND PARK, COLORADO (FDIC Certificate #19381).
PARK STATE BANK&TRUST has a Tier 1 capital ratio of 16.30%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.07%, and the return on assets is 0.91%.
Yes. PARK STATE BANK&TRUST is FDIC-insured (Certificate #19381). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.