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BankHealth

PAPER CITY SAVINGS BANK SA

WISCONSIN RAPIDS, WISCONSIN · FDIC Cert #29676

B
Health Score
70/100
$213M
Total Assets
$158M
Total Deposits
19.63%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PAPER CITY SAVINGS BANK SA holds a Tier 1 capital ratio of 19.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PAPER CITY SAVINGS BANK SA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.58%
Nonperforming Loans
Low — healthy loan portfolio
9.26%
Liquidity Ratio
Low — potential liquidity stress
0.56%
Return on Assets
Low profitability
$158M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PAPER CITY SAVINGS BANK SA shows strong financial health indicators. With $213M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PAPER CITY SAVINGS BANK SA has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 19.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PAPER CITY SAVINGS BANK SA holds $213M in total assets and $158M in total deposits. It is located in WISCONSIN RAPIDS, WISCONSIN (FDIC Certificate #29676).

PAPER CITY SAVINGS BANK SA has a Tier 1 capital ratio of 19.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 0.56%.

Yes. PAPER CITY SAVINGS BANK SA is FDIC-insured (Certificate #29676). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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