PAN AMERICAN BANK&TRUST
MELROSE PARK, ILLINOIS · FDIC Cert #34108
Capital & Safety Analysis
According to FDIC financial data, PAN AMERICAN BANK&TRUST holds a Tier 1 capital ratio of 10.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PAN AMERICAN BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PAN AMERICAN BANK&TRUST shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PAN AMERICAN BANK&TRUST has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 10.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PAN AMERICAN BANK&TRUST holds $511M in total assets and $442M in total deposits. It is located in MELROSE PARK, ILLINOIS (FDIC Certificate #34108).
PAN AMERICAN BANK&TRUST has a Tier 1 capital ratio of 10.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.32%, and the return on assets is 0.95%.
Yes. PAN AMERICAN BANK&TRUST is FDIC-insured (Certificate #34108). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.