OSGOOD BANK
OSGOOD, OHIO · FDIC Cert #9137
Capital & Safety Analysis
According to FDIC financial data, OSGOOD BANK holds a Tier 1 capital ratio of 11.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OSGOOD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OSGOOD BANK shows strong financial health indicators. With $470M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OSGOOD BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 11.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OSGOOD BANK holds $470M in total assets and $407M in total deposits. It is located in OSGOOD, OHIO (FDIC Certificate #9137).
OSGOOD BANK has a Tier 1 capital ratio of 11.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 1.12%.
Yes. OSGOOD BANK is FDIC-insured (Certificate #9137). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.